Generally, there's no particular difference between behavioral health hospitalizations and any other kind of hospital admissions, re your insurance coverage. I would call the 1-800 # on your card. (I hope things get better soon)
How much out of pocket would someone have to pay if they had to be hospitalized for depression .
Have you met your deductible? Do you have precertification? Is the doctor and hospital in your PPO? Is depression covered under your plan, if so what are the limits?
What's sad is that people come on here and ask questions that we can't answer. How do we know which plan she has? They give you information about your insurance when you sign up, why not read it and find the answer there? Too much trouble I guess. So they ask on a forum expecting us to know.