Good question, I get that sometimes from peeps. Easy fix tho, I'll walk ya through it, buddy:

The fast answer is yes. Here's what it entails: the first active payment disbursement is pro rated against the last fiscal quarter's adjusted index ratio margin, itself inherent on next year's projected net return of last year's estimated stock span. See? Easy so far.

The not-s-fast answer is noooooo/well, maybe. That's when you deal with aggregate insurance adjusters and their underwriters; those guys will have you submitting tax, provable insurance coverage forms and verifiable receipts for all purchases over .25 cents in the last five years. 

Hope all this helps!

Gary